• Michelle Michelle Universitas Kristen Petra
  • Jessica Audrey Siauw Universitas Kristen Petra




Saving Behavior, Financial Literacy, Parental Socialization, Peers Influence, mahasiswa yang tinggal mandiri


This study aims to determine the effect of Financial Literacy, Parental Socialization, and Peer Influence on Saving Behavior of students who live independently. Primary data collection was carried out by distributing online questionnaires in the form of Google Forms to 160 respondents on the LINE and Telegram applications. The collected data were processed using Partial Least Square Structural Equation Modeling (PLS-SEM). The results obtained are Financial Literacy, Parental Socialization, and Peer Influence can affect the Saving Behavior of students who live independently.


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How to Cite

Michelle, M., & Siauw, J. A. . (2024). FAKTOR YANG MEMPENGARUHI SAVING BEHAVIOR MAHASISWA YANG TINGGAL MANDIRI. National Conference on Applied Business, Education, &Amp; Technology (NCABET), 3(1), 839–847. https://doi.org/10.46306/ncabet.v3i1.173