FAKTOR YANG MEMPENGARUHI SAVING BEHAVIOR MAHASISWA YANG TINGGAL MANDIRI
DOI:
https://doi.org/10.46306/ncabet.v3i1.173Keywords:
Saving Behavior, Financial Literacy, Parental Socialization, Peers Influence, mahasiswa yang tinggal mandiriAbstract
This study aims to determine the effect of Financial Literacy, Parental Socialization, and Peer Influence on Saving Behavior of students who live independently. Primary data collection was carried out by distributing online questionnaires in the form of Google Forms to 160 respondents on the LINE and Telegram applications. The collected data were processed using Partial Least Square Structural Equation Modeling (PLS-SEM). The results obtained are Financial Literacy, Parental Socialization, and Peer Influence can affect the Saving Behavior of students who live independently.
References
Ajzen, I. (1991). The theory of planned behavior. Organizational Behavior and Human Decision Processes, 50(2), 179-211.
Alda, E., Ristati, Nurlela, & Asbar, Y. (2023, June). Analysis of Saving Behavior in Students of the Faculty of Economics and Business at Universitas Malikussaleh. Management Research and Behavior Journal, 3(1), 9-15.
Alekam, J.; Salleh, M.; Mokhtar, S. (2018). The Effect of Family, Peer, Behavior, Saving and Spending Behavior on Financial Literacy among Young Generations. Int. J. Organ. Leadersh. 7, 309–323.
Delafrooz, N. & Laily (2011). Determinants of saving behavior and financial problem among employees in Malaysia. Australian Journal of Basic and Applied Sciences, 5(7), 222-228, 2011 ISSN 1991-8178.
Delafrooz, N., & Paim, L. H. (2011). Determinants of financial wellness among Malaysia workers. African Journal of Business Management, 5(24), 10092.
Franzoi, S. (2006). Social Psychology (Fourth Edition ed.). McGraw Hill.
Hidajat, T. (2016). Literasi Keuangan. STIE Bank BPD Jateng.
Goldman, C. R. and A. J. Horne. 1983. Limnology. International Student Edition. Mc. Graw Hill. Int. Book. Co. Tokyo.
Hair, J. F., Babin, B. J., & Anderson, R. E. (2019). Multivariate Data Analysis. Cengage.
Jamal, A. A., Ramlan, W. K., Mohidin, R., & Osman, Z. (2016). Determinants of Savings Behavior Among University Students In Sabah, Malaysia. International Journal of Accounting,Finance and Business, 1(1), 24-37.
Kassim, A. A. M. (2020, January). Students’ Saving Behaviour: Do Demographic Profile,
Parents’ Background and Financial Literacy Matter? An Empirical Study in Private
Universities in Selangor. International Journal of Psychosocial Rehabilitation, 24(1), 844-849.
Rapaglia, John P., and Henry J. Bokuniewicz. 2009. The effect of groundwater advection on salinity in pore waters of permeable sediments. Limnology and Oceanography. Vol. 54(2) : 630-643.
Scanlon, L., Rowling, L., & Weber, Z. (2007). You don’t have like an identity... You are just lost in a crowd: Forming a student identity in the first-year transition to university. Journal of Youth Studies, 10, 223-241.
Stolper, O.; Walter, A. (2017). Financial literacy, financial advice, and financial behavior. J. Bus. Econ. 2017, 87, 581–643.
Tinto, V. (1988). Stages of student departure: Reflections on the longitudinal character of
student leaving. Journal of Higher Education, 59, 438-455.
Warneryd, K. E. (1999). The Psychology of Saving: A Study on Economic Psychology. Edward Elgar Publishing.
Webley, P., & Nyhus, E. K. (2006). Parents’ influence on children’s future orientation and saving. Journal of Economic Psychology, 27, 140–164.
Widyawati, I. (2012). Faktor-Faktor Yang Mempengaruhi Literasi Finansial Mahasiswa Fakultas Ekonomi Dan Bisnis Universitas Brawijaya. Assets: Jurnal Akuntansi Dan Pendidikan,1(1), 89–99.
Yunalia, E. M., & Etika, A. N. (2020). Remaja dan Konformitas Teman Sebaya (1st ed.). Ahlimedia Press.
Zimmerman, J., Forlizzi, J., Finkenaur, J., Amick, S., Ahn, J. Y., Era, N., & Tong, O. (2016). Teens, Parents, and Financial Literacy. Proceedings of the 2016 ACM Conference on Designing Interactive Systems, 312–322
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 Michelle, Jessica Audrey Siauw
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
